Mediate Financial Blog
We help individuals and families work toward achieving their ideal retirements.
Americans Are Feeling Less Confident About Retirement
There’s a certain kind of financial anxiety that doesn’t always show up on a statement. Your 401(k) balance might still look decent. Your Social Security estimate might still be sitting in the drawer. Your retirement date might still be circled…
AI Aftershock: When the Engine of Growth Starts to Shift
For the better part of 15 years, technology has been the engine pulling the market forward. Since the 2008 financial crisis, portfolios — especially retirement portfolios — have leaned heavily into tech. And for good reason, we might add. Innovation…
Why the 2026 Social Security Bump Still Feels Like a Letdown — and What You Can Do About It
Each year, retirees wait for news from the Social Security Administration like it’s a weather forecast: hoping for sunshine, bracing for clouds. This year, that forecast calls for a 2.8% cost-of-living adjustment (COLA) in 2026. For someone collecting the average…
What a Government Shutdown Really Means for Your Retirement
It’s that time of year again. Congress has missed the budget deadline, and the U.S. government has officially shut down. Moments like this tend to stir uncertainty. Government services pause. Uneasiness rises. And if you’re retired or approaching retirement, you…
The Fed Cut Rates. Here’s What That Means for You.
You don’t need to work on Wall Street to feel the ripple effects of a Fed rate cut. Whether you’re carrying a mortgage, keeping cash in a savings account, or investing for the long haul, interest rates play a quiet…
Will Social Security Run Out? Let’s Clear the Fog
There’s a certain type of headline that keeps making the rounds every year: “Social Security is going broke!” It’s dramatic. It’s clicky. And it can be downright terrifying if you’re nearing retirement or already collecting benefits. But let’s take a…