Mediate Financial Blog
We help individuals and families work toward achieving their ideal retirements.
Why the 2026 Social Security Bump Still Feels Like a Letdown — and What You Can Do About It
Each year, retirees wait for news from the Social Security Administration like it’s a weather forecast: hoping for sunshine, bracing for clouds. This year, that forecast calls for a 2.8% cost-of-living adjustment (COLA) in 2026. For someone collecting the average…
What a Government Shutdown Really Means for Your Retirement
It’s that time of year again. Congress has missed the budget deadline, and the U.S. government has officially shut down. Moments like this tend to stir uncertainty. Government services pause. Uneasiness rises. And if you’re retired or approaching retirement, you…
The Fed Cut Rates. Here’s What That Means for You.
You don’t need to work on Wall Street to feel the ripple effects of a Fed rate cut. Whether you’re carrying a mortgage, keeping cash in a savings account, or investing for the long haul, interest rates play a quiet…
Will Social Security Run Out? Let’s Clear the Fog
There’s a certain type of headline that keeps making the rounds every year: “Social Security is going broke!” It’s dramatic. It’s clicky. And it can be downright terrifying if you’re nearing retirement or already collecting benefits. But let’s take a…
New Tax Law Just Dropped: Here’s What You Should Know
Congress just passed a tax law with a name as subtle as a sledgehammer: the “One Big Beautiful Bill Act.” At over 900 pages, this thing is massive – the legislative equivalent of a Cheesecake Factory menu. It’s tempting to…
Even Smart People Are Getting Duped: How AI Scams Are Evolving
Back in the 1920s, a con artist named Victor Lustig famously sold the Eiffel Tower. Twice. He forged papers, spun a compelling story, and preyed on trust. Today’s scammers don’t need forged documents. They have artificial intelligence. AI scams are…