Mediate Financial Blog
We help individuals and families work toward achieving their ideal retirements.
New Tax Law Just Dropped: Here’s What You Should Know
Congress just passed a tax law with a name as subtle as a sledgehammer: the “One Big Beautiful Bill Act.” At over 900 pages, this thing is massive – the legislative equivalent of a Cheesecake Factory menu. It’s tempting to…
Even Smart People Are Getting Duped: How AI Scams Are Evolving
Back in the 1920s, a con artist named Victor Lustig famously sold the Eiffel Tower. Twice. He forged papers, spun a compelling story, and preyed on trust. Today’s scammers don’t need forged documents. They have artificial intelligence. AI scams are…
Downgraded, Not Doomed: What Moody’s Move Means for You
On May 16, Moody’s made a call that turned a lot of heads: it downgraded the U.S. government’s credit rating from Aaa to Aa1. If you’ve been watching the headlines since then, you already know how this went. The media…
What Happens to Your 401(k) When You Leave a Job?
If there’s one thing we can agree on, it’s that a 401(k) can be a homerun for building retirement savings. Between its tax advantages, high contribution limits, and the potential for employer matching, it’s hard to argue against its status…
What Is Stagflation — And Should We Be Worried About It in 2025?
Experts have famously tabbed it as, “the worst of both worlds.” If you’ve been following recent economic headlines, you may have heard whispers of a potential return of “stagflation.” It’s a term that sounds ominous — and for good reason….
The Retirement Spending Myth: Why Less Isn’t Always Less
There’s a popular belief that expenses go down in retirement. After all, you’re no longer commuting, buying work clothes, or shelling out for the kids’ education. It sounds simple: less work, less spending. But in real life, that’s not always…