Mediate Financial Blog
We help individuals and families work toward achieving their ideal retirements.
Downgraded, Not Doomed: What Moody’s Move Means for You
On May 16, Moody’s made a call that turned a lot of heads: it downgraded the U.S. government’s credit rating from Aaa to Aa1. If you’ve been watching the headlines since then, you already know how this went. The media…
What Happens to Your 401(k) When You Leave a Job?
If there’s one thing we can agree on, it’s that a 401(k) can be a homerun for building retirement savings. Between its tax advantages, high contribution limits, and the potential for employer matching, it’s hard to argue against its status…
What Is Stagflation — And Should We Be Worried About It in 2025?
Experts have famously tabbed it as, “the worst of both worlds.” If you’ve been following recent economic headlines, you may have heard whispers of a potential return of “stagflation.” It’s a term that sounds ominous — and for good reason….
The Retirement Spending Myth: Why Less Isn’t Always Less
There’s a popular belief that expenses go down in retirement. After all, you’re no longer commuting, buying work clothes, or shelling out for the kids’ education. It sounds simple: less work, less spending. But in real life, that’s not always…
ETFs vs. Mutual Funds: What’s the Difference, and Which One Might Be Right for You?
When it comes to investing, the sheer number of options can be overwhelming — especially for those trying to build a plan that balances growth, efficiency, and peace of mind. Two of the most common investment vehicles you’ll encounter are…
Why Even Millionaires Are Afraid to Retire Comfortably
Imagine having a couple million in the bank… and still thinking twice about ordering dessert. Well, that happens to be the reality for a surprising number of retirees today—especially wealthy ones. Despite having robust “nest eggs,” many are living like…