Mediate Financial Blog
We help individuals and families work toward achieving their ideal retirements.
The Retirement Spending Myth: Why Less Isn’t Always Less
There’s a popular belief that expenses go down in retirement. After all, you’re no longer commuting, buying work clothes, or shelling out for the kids’ education. It sounds simple: less work, less spending. But in real life, that’s not always…
ETFs vs. Mutual Funds: What’s the Difference, and Which One Might Be Right for You?
When it comes to investing, the sheer number of options can be overwhelming — especially for those trying to build a plan that balances growth, efficiency, and peace of mind. Two of the most common investment vehicles you’ll encounter are…
Why Even Millionaires Are Afraid to Retire Comfortably
Imagine having a couple million in the bank… and still thinking twice about ordering dessert. Well, that happens to be the reality for a surprising number of retirees today—especially wealthy ones. Despite having robust “nest eggs,” many are living like…
4 Ways to Reduce Your Taxes in Retirement
Picture this: you have spent your whole life earning and saving. You’ve worked hard toward a well-earned retirement. You’ve made it to the mountain top, now it’s time to enjoy the view. But suddenly, tax season rears its head and…
The 2024 Retirement Gap
You’ve probably heard it countless times by now, but the modern-day retirement looks different. This is thanks to a variety of reasons we can’t even begin to get into right now. But the gap between what it took to retire…
Navigating Retirement Challenges in 2024: A Speed Run
As we step into 2024, retirees are (as usual) faced with a landscape that demands careful financial planning and strategic decision-making. Factors such as inflation and two years of stagnation in the S&P 500 index have the potential to significantly…